Lentara™ by FormHaven
Tap to upload. You can also drop files or paste text or images.
Scanning…
Drop a document to scan — or use the Library / Payoff Optimizer to start without one.
Consent‑Lock: local-first by default. Your packet stays in this browser unless you choose to upload or share it.
Tools
Open scan, library, or payoff tools without leaving the packet.

Loans

Paste loan text (optional)

Payoff Optimizer

Tip: no document needed — add loans manually to run payoff math (avalanche, snowball, payoff-by-goal).
Extra: $0
Base payment: —
Payoff (current)
—
Payoff (with extra)
—
Time saved
—
Interest saved
—
Goal (optional)
Pay off in
months
Enter a target number of months (e.g., 36), then click “Calculate extra” — we’ll set the extra payment slider above.
Assumptions & math
  • Interest is estimated monthly using APR ÷ 12. Some lenders accrue interest daily.
  • Minimum payments come from your statement when available; otherwise we estimate from balance, APR, and term (default 120 months).
  • Avalanche targets the highest APR first. Snowball targets the smallest balance first.
  • This is an estimate for planning — not an official payoff quote from a lender or servicer.
Add loans manually or drop a statement to auto-fill payoff options.
Diagnostics are off by default. Use “Diagnostics” if you’re testing OCR/parsing.