Lentara™ by FormHaven
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Scanning…
Start with a scan, a question, or payment math. Nothing leaves this browser unless you choose to share.
Consent‑Lock: local-first by default. Your document stays in this browser unless you choose to upload or share it.
Tools
One workspace. Scan locally, search answers, or run payment math.

Loans

Paste loan text (optional)

Payment Optimizer

What are you trying to do?
Choose a planning lane. Lower-payment and forgiveness tools appear when student loans are in the packet.
No document needed. Add a balance manually or let scanned statements fill the math.
Extra: $0
Current minimums total: —
Payoff at current pace
—
Payoff with extra
—
Time saved
—
Interest saved
—
Add debts manually or drop a statement to auto-fill payoff options.
Set a payoff target (optional)
Pay off in
months
Pick a target number of months and Lentara will estimate the extra monthly payment needed.
How this estimate works
  • Interest is estimated monthly using APR ÷ 12. Some lenders accrue interest daily.
  • Minimum payments come from your statement when available; otherwise we estimate from balance, APR, and term (default 120 months).
  • “Save most on interest” targets the highest APR first. “Clear smallest balance first” targets the smallest balance first.
  • This is an estimate for planning — not an official payoff quote from a lender or servicer.
Diagnostics are off by default. Use “Diagnostics” if you’re testing OCR/parsing.